Andy Harter

Andy performs about being poor with negative credit score, getting calls from creditors offering settlements, and the absurdity of debt collection negotiations.

• Creditors offering to settle $14k debt for $9k; he's already at zero paying

Andy riffed on Seattle hipsters, vegan cat hotels, gluten-free condoms, and strip clubs, with a joke about a stripper named Destiny and her breast implants.

• Millennials don't use condoms so why are they gluten-free
• Her tits aren't real but her problems are